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Diversification

Definition

As a risk-reducing approach, diversification, /daɪˌvɜːsɪfɪˈkeɪʃən/ (UK), /daɪˌvɜːrsɪfɪˈkeɪʃən/ (US), involves spreading investments across different asset classes, industries, geographic regions, or types of securities.

Example

By diversifying their investment portfolio, Williams brothers minimized losses during market downturns while still benefiting from overall market growth.